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Terms & Conditions

Last updated: 2026

These Terms & Conditions (the “Terms”) govern your use of BudgetIT Pro (the “Service”), provided by Vivian Nwogu, trading as BudgetIT Pro (“we”, “us”, “our”). By creating an account, signing in, or otherwise using the Service, you agree to these Terms.

1. The service

BudgetIT Pro is a personal monthly budgeting tool. You enter your income and allocate it across categories, and the app rebalances allocations, saves snapshots, and gives you analytics on your plans over time.

2. Accounts

Accounts are created with an email address and password. You are responsible for keeping your password confidential and for all activity on your account. If you forget your password, you can reset it using the email address on file.

3. Acceptable use

You agree not to:

  • use the Service for any unlawful purpose;
  • attempt to gain unauthorised access to other accounts or our systems;
  • probe, scan, scrape, or otherwise interfere with the Service or its infrastructure;
  • upload malware or other harmful code; or
  • infringe our or any third party’s intellectual property rights.

4. Intellectual property

We retain all right, title, and interest in and to the Service, including its software, design, documentation, and branding. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable right to use the Service for your personal budgeting.

5. Service availability

We do our best to keep the Service running smoothly but do not guarantee that it will be uninterrupted, error-free, or free from data loss. You are responsible for keeping your own records.

6. Payments, billing, and refunds

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns. For payment, billing, tax, cancellation, and refund mechanics, please see Paddle’s Buyer Terms and our Refund Policy.

7. Suspension and termination

We may suspend or terminate access to the Service for material breach of these Terms, non-payment, security or fraud risk, or repeated or serious policy violations.

8. Disclaimer

The Service is provided “as is”. To the fullest extent permitted by law, we disclaim all implied warranties (including merchantability and fitness for a particular purpose). BudgetIT Pro is a budgeting tool, not financial, investment, tax, or legal advice.

9. Liability

To the fullest extent permitted by law, our aggregate liability arising out of or relating to the Service will not exceed the amount you paid us in the twelve (12) months preceding the event giving rise to the claim. We are not liable for indirect, incidental, special, or consequential damages, including loss of profits, data, or goodwill. Nothing in these Terms excludes liability that cannot be excluded by law.

10. Changes

We may update these Terms from time to time. Continued use of the Service after changes means you accept the updated Terms.

11. Contact

Questions about these Terms? Reach us at support@budgetitpro.com.